Benefits. It takes advantage of the dollar cost averaging concept that does not require you to worry about market timing and volatility. DisciplineTake a systematic approach to invest on a regular basis instead of trying to time the market. Regular Shares Savings (RSS) plans allow you to invest a specific amount of money each month into a range of investments, such as stocks, exchange-traded funds (ETFs) and real estate investment trusts (REITs) of your choice on the Singapore Exchange (SGX). Control of investmentYou have complete control over your monthly investment amount, from as little as S$100 each month, to any sum that works for your budget.*. Types of Unit Trust Fund; How to Invest in Unit Trust Fund; Risks; Fees & Charges; Methodology; Our Unit Trust Funds; Unit Trust Third Party Funds; Private Retirement Scheme (PRS) PRS Third Party Funds; EPF Funds; Education. Unit Trust products are not insured by PIDM. Decide how much you want to invest each month. Make regular investments from as low as RM100* a month and even out market risks in the long run. Both funds are recommended by my unit trust consultant who is a close buddy of mine from secondary school. Click here for Deposits and Fixed Deposits. Optimise your income with a savings plan that generates returns with no lock-in period. All rights reserved. M2U Goal Savings Plan. This all-in-one feature allows you to create a Goal, set a monthly amount contribution, and track your progress. Investing in Unit Trusts and through a Regular Savings Plan (RSP) does not have a lock-in period, as compared to other regular investment facilities that may have a lock-in period of 10, 20 years. Maybank Save Up Programme. S$1,000 (for Savings Account and Savings Account-i) S$500 (for Regular Savings Account- i ) We will notify you of any changes by giving you 30 days' notice except where otherwise stated in the Terms and Conditions governing the Bank's relevant Products and Services. The information herein is not provided by us as an adviser and we shall not assume any responsibility for the accuracy and completeness of the information or the performance of any investment made by you upon your reliance on the information. Full details of groups offering savings plans can be obtained from the Association of Investment Companies by telephoning them on 0800 707707. You can easily buy in to a portfolio of investments, which would otherwise be extremely expensive * How to Use: Enter the initial deposit amount. An account today, link it to a debit card and your money will earn up to 3% p.a. Dollar Cost Averaging (DCA)Over time, the average unit cost may potentially be lower than the average market price of the fund during the same period of time. Requirements Minimum initial deposit of S$10 Through buying units into the trust, your money will be pooled with that of other investors and invested according to the unit trust’s objectives. A pool of money managed collectively by professional fund managers. Past performance is not an indication of future performance. FSMOne ETF Regular Savings Plan. What are the benefits of Regular Subscription Plan (RSP)? It takes advantage of the dollar cost averaging concept that does not require you to worry about market timing and volatility. Acquire professional management by reputable fund managers. What are the benefits of Regular Subscription Plan (RSP)? This week,I want to start a series on regular savings plans for investment trusts. Whether you are planning for retirement, saving for your children’s education or aiming to achieve other financial objectives, Regular Savings Plans (“RSPs”) could potentially help you reach your goals with peace of mind. Minimum investment of S$1000 required for individual funds before subscription into RSP. Take Advantage of Dollar Cost Averaging. Investors should read the respective prospectus before deciding to subscribe for or purchase units in the fund(s). Select “Set Up or Update Unit Trust Regular Savings Plans (RSP)” or “Set Up Exchange Traded Fund Regular Savings Plan (RSP)”, depending on which you wish to set up. Among others, customers should consider the fees and charges involved. Potential investors may wish to seek advice from a financial adviser, taking into account their specific investment objectives, market events, financial situation and particular needs and, the risk factors contained in the prospectus, before making a commitment to invest in units of the fund(s). In this scheme, the high potential returns, reasonable risk and cost effectiveness of Unit Trusts with a risk management tool. Disclaimer: Customers are advised to read and understand the relevant unit trust fund(s) contents of prospectus before investing. Making regular monthly contributions to your investments as part of a savings plan can help them grow into a sizeable sum over the long term, even if you’re only investing a small amount. Regular Savings Plan is an investment plan that can help you meet your financial goals. Stop an investment plan without penalty charges. Prices can go up and down. Enjoy complimentary insurance and birthday privileges with this passbook savings account made just for children and teens under 16 years old. Affordability You do not need to have a huge initial capital outlay and can have a head start to investment.*. DBS's Regular Savings plan comes with a manageable minimum monthly contribution of S$100 and offers access to 4 ETFs and a range of unit trusts. Various asset classes of Maybank’s Unit Trust funds include: Commodities (i.e. The price of units and distribution payable, if any, may go up or down. 8% for combination of FD and unit trust. 34) Transactions performed after the unit trust fund cut-off time will be executed on the next business day unless otherwise stated. Lately, I’ve checked my unit trust accounts and found that they are worth a … Reach out to your Relationship Manager or apply via the Online Unit Trust Platform. Regular Subscription Plan Invest on a recurring monthly basis into your chosen Unit Trust products. node.content_display_type.children.ct_title[0]. © 2021 Malayan Banking Berhad (Co.Reg.No. Non-individual accounts (Corporate and Trust accounts) are not eligible to participate in this Promotion. With a Regular Subscription Plan (RSP), you will be investing a fixed amount of money on a recurring monthly basis into unit trusts of your choice. Our plans cater to all kinds of investors, from new investors looking to invest smaller amounts to investors looking to invest abroad. I’ve been investing RM 1,000 a month into two unit trust funds for almost 9 years. The Regular Savings Plan aims to turn market fluctuations to your benefit by managing market risk with dollar cost averaging. Enter the recurring deposit and frequency, if you plan to save regularly. Cash; CPF Ordinary Account or Special Account savings; SRS holdings; There will be an online sales charge of 0.82% per transaction on any investment amount. Article; Seminars / Online Event; Video; Announcement / Notice; Financial Planning. The DBS Regular Savings Plan (DBS Invest-Saver) is currently offering up to S$125 cashback in the form of rebates on transaction charges, which is the most competitive promotion on the market. Find out how much you should invest now, to reach your investment goal here. Control of investment A regular investment savings plan to help you get ahead, affordably UOB Regular Investment Savings Plan (RIS) a disciplined approach to investing. Stop an investment plan without penalty charges. Unit Trust prices may fluctuate. :196001000142) Maybank Islamic Berhad (Co. Reg. Make a one-time investment on a fund and take immediate advantage of the underlying market. Best viewed on the latest versions of Chrome, Firefox, Edge, Safari. An investment in the fund is subject to investment risks, including the possible loss of the principal amount invested. Enter the savings period, in years. All rights reserved. (*Varies with different funds) Low initial investment of RM1,000. #5 FSMOne Regular Savings Plan. Convenience: All you need is a link to your Maybank account, and the RSP will be ready for your investment. Investment - Unit Trust Prices Nothing on this page shall be construed by you as our investment advice. In the event that the potential investor chooses not to seek advice from a financial adviser, he/she should consider whether the fund(s) is suitable for him/her. To enquire more about our Online Unit Trust Platform, call us at our dedicated hotline 1800 242 5333 or get in touch with us here 12 October – 31 December 2020 Set up a Regular Savings Plan and receive up to S$100 cash credit. Invest in Unit Trusts using our monthly Regular Savings Plan (RSP) service; Switch funds between same fund houses; Why invest in Unit Trusts. Online Unit Trusts AIC guide to Investment Trust saving schemes. That way you get to keep most of your dividends earned. This advertisement has not been reviewed by the Monetary Authority of Singapore. This is achieved by investing a smaller fixed amount regularly, regardless of the timing or the individual cost of investments. Monthly investment sum will be deducted automatically. *RSP is only applicable for SGD denominated unit trust funds. Best viewed on the latest versions of Chrome, Firefox, Edge, Safari. With Goal Savings Plan, there is no need to worry about your future plans! Whether you want to purchase that dream car or house, pay for your children’s education or go on that holiday that you have been looking forward to, you have the freedom of redeeming your holdings. A Regular Savings Plan invests a fixed amount of funds every month into buying shares or unit trusts. Their web address is www.theaic.co.uk. You can now open Unit Trust Investment Account and manage your Unit Trust investment immediately anywhere, anytime from the comfort of your home, office or while you're on the go via Maybank2u. Copies of the respective fund prospectus are available and can be obtained from any Maybank Branch. Let us double up your savings so you can achieve your goal faster with M2U Goal Savings Plan. * Phillip Share Builders plan automatically reinvests your dividends back into the investment plan. Regular Saving Plan (RSP) Investment; Make regular investments from as low as RM100* a month and even out market risks in the long run. Looking at the comparison above… Regardless of the amount which you intend to invest (save for when it’s more than $1,300), it seems like FSMOne Regular Savings Plan is the cheapest one. For example, if you invest in an Asia Equity fund, the fund manager will invest your money by tapping into equities investment opportunities within Asia. Investing through Monthly Investment Plans is an easy … Select the fund you wish to set up a Regular Savings Plan and click on the "Next” button. This plan allows you to withdraw your EPF savings to invest in EPF-approved Unit Trust funds. Hi, I’m Mark. Decide how much you want to invest each month. The value of the units of the fund(s) and the income accruing to the fund(s), if any, may fall as well as rise. With a Regular Subscription Plan (RSP), you will be investing a fixed amount of money on a recurring monthly basis into unit trusts of your choice. All applications for units in the fund(s) must be made on the application forms accompanying the respective prospectus or otherwise described in the prospectus. Dollar Cost Averaging (DCA) Over time, the average unit cost may potentially be lower than the average market price of the fund during the same period of time. *For illustration purposes only. Dollar Cost Averaging (DCA) Over time, the average unit cost may potentially be lower than the average market price of the fund during the same period of time.. Control of investment You have complete control over your monthly investment amount, from as little as S$100 each month, to any sum that works for your budget. The most important thing about setting goals in life is having one. Unit trusts give you affordable access to a wide variety of assets to match your risk profile and financial goals. ... Start investing from as low as S$1,000 or through a Regular Saving Plan. Start customising the programme to your life's plans … Maybank Singapore Limited (UEN 201804195C), node.content_display_type.children.ct_title[0]. This Promotion is valid for Unit Trust (UT) and/or Exchange Traded Fund (ETF) Regular Savings Plans (RSP) set up online from 1 November 2020 to 31 January 2021 (the “Promotional Period”). RSPs are investment plans that offer a consistent and disciplined … Select from over 300 funds to invest in. Precious Metal, Iron, Ore, etc.). Regular Saving Plan (RSP) Investment; Make regular investments from as low as RM100* a month and even out market risks in the long run. It is known as the Regular Savings Plan or RSP for short. Enter the estimated return rate, e.g. Convenience It is a convenient way of investing by deducting the monthly investment sum through GIRO. Stop an investment plan without penalty charges. Regular Savings Plan (RSP) is an investment plan that offers a consistent and disciplined means of investment for stocks and unit trusts. It helps you to take small and steady steps towards building your investment position and achieving your financial goals. View the principle and total savings by year, in the chart and table. The Regular Savings Plan aims to turn market fluctuations to your benefit by managing market risk with dollar cost averaging. The following is a link to the AIC PDF of investment trust saving schemes or see the table below. Investors can start investing from as little as $100 a month. No: 200701029411). Monthly investment sum will be deducted automatically. Decide how much you want to invest each month. Number of counters available: 8 ETFs in the Singapore market to choose from and 30 other ETFs listed in Hong Kong and the US. Copyright © 2020 Maybank. Regular Saving Plans (RSP) Fund Manager Info The investment objective of the Maybank Asian Equity Fund is to provide capital growth through investments primarily in a portfolio of equities listed in the Asia (ex-Japan) markets. DisclaimerThis document is prepared for information and general circulation only and does not have any regard to the specific investment objectives, financial situation and the particular needs of any specific person who may receive this document. Minimum investment amount: $50/month (ETFs), $100/month (unit trusts) Investments available: 8 ETFs listed in Singapore, 41 ETFs listed in Hong Kong and US and 1,288 unit trusts from 50 fund managers Fees: 0.08% or $1, whichever is higher (for counters listed in Hong Kong and US, minimum of US$1 or HK$5 applies) on the first S$50,000 in your account. Save Up Programme, enjoy the flexibility of using one saving account to spend, save, invest, and much more. Regular Savings Plan is an investment plan that can help you meet financial goals that you have in mind. Campaign period: 1 February 2019 - 31 July 2019. Ideally, the best Regular Shares Savings Plan is the one with the lowest cost. Monthly investment sum will be deducted automatically. Three ways of funding your Unit Trusts investment. Affordability: Unit Trusts can be invested in a portfolio of assets like bonds, shares, etc. regular saving plan unit trust investment with immediate notice to me and I undertake to ensure that sufficient funds are kept in my account to meet the payment for regular saving plan. To take small and steady steps towards building your investment position and achieving your financial goals years.... Transactions performed after the unit trust Platform fund ( S ) charges involved deposit frequency... 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